Professional truck drivers work long hours, and their job not only includes time behind the wheel but often loading and unloading cargo.
Over time, even young drivers can experience injuries that cause them to file claims for workers' compensation benefits.
According to the latest information compiled through research at the Federal Motor Carrier Safety Administration (FMCSA), there were 107,000 injuries from truck-related crashes in 2018. Even a minor crash can result in a hospital visit, but accidents are not solely responsible for injuries to truck drivers.
Injured on the job
Truck drivers are susceptible to back, neck and shoulder injuries, issues that can require long-term care. Hours sitting behind the wheel can result in such injuries. However, bursts of activity involved with lifting cargo can exacerbate existing medical problems and add new ones. A driver suffering a work-related injury should seek prompt medical attention and report the incident to his or her employer who should have paperwork available to help start the workers' compensation claim process.
A truck driver injured on the job can expect workers' compensation coverage for various medical payments. These might include costs for physician visits, surgery, physical or occupational therapy, medications and any necessary medical equipment such as crutches, a walker or a wheelchair. It is not uncommon for a workers' compensation insurer to deny a claim, but the applicant can develop an appeal. An advocate with working knowledge of workers' compensation claims and benefits can assist in the appeal process and provide the truck driver with an enhanced opportunity for approval.