The most basic question a client can as us is: What is workers’ compensation?
Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment. If a worker is injured, contracts a disease or dies as a result of work activities, all of the medical and burial expenses are to be paid by the employer. The employer is also responsible to pay for lost wages, physical disability, and mental disability. Workers’ compensation does not pay for pain and suffering and is generally limited in duration of payments, although some states pay lifetime benefits.
Workers’ compensation is a legal system established in all 50 states, Washington, D.C., and for federal employees. Workers’ compensation laws began in the United States in 1912. The laws are different in each state and that is why you may need a lawyer to help you navigate through the tricky process.
If you need help understanding workers’ compensation in Nebraska or South Dakota, please do not hesitate to contact Brock Law Offices at 800-639-1575. One of our attorneys will complete a complimentary claim strategy session to get you what you deserve.